Available for opportunities

Ayush
Agrawal.

Senior Product Manager building Zero-to-One digital banking products. 5.5+ years turning complex financial ecosystems into seamless user experiences.

5.5+
Years Experience
₹350Cr+
Liability Book Scaled
98.4
CAT Percentile
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Who I Am
The story so far.

I'm a Senior Product Manager at YES Bank with an obsession for building digital banking products that actually work for people. My journey started with a B.Tech in EEE, went through Vedanta's ERP trenches, survived a 98.43 CAT percentile, and landed at SIBM Pune — where I got a PPO at YES Bank before even graduating.

I specialize in Zero-to-One product development for HNI & UHNI segments — from ideation to GTM to lifecycle management. I've touched everything: API integrations, Oracle billing, Adobe automation, fintech partnerships.

Outside of spreadsheets and sprint reviews, I'm a physical fitness enthusiast — gym is my second office. I believe the discipline you build physically directly feeds into how you think and execute professionally.

🏦
Banking & Fintech PM
Deep domain expertise in liabilities, HNI/UHNI segments, digital onboarding, and API-driven ecosystems.
📊
Data-Driven Builder
SQL, Python, Power BI — I don't just own the roadmap, I validate it with numbers. Lean Six Sigma Green Belt certified.
🏋️
Fitness Enthusiast
Discipline at the gym translates to discipline in execution. Consistency is a lifestyle, not just a work ethic.
🎓
SIBM Pune | MBA
CAT 98.43 | SNAP 98.44 percentile. PPO at YES Bank. National winner at Entrepreneurship Summit.
Where I've Worked
Experience.
Senior Product Manager
YES Bank
May 2023 — Present
  • Owned Zero-to-One product development for Affluent & UHNI customers — improved onboarding conversion by 20%
  • Scaled liability book by ₹350 Cr+ via data-driven cross-sell campaigns targeting existing customer base
  • Integrated APIs (Karza, Pine Labs, ICICI) — managing INR 20,000+ Cr liability portfolio for HNI segment
  • Built and automated CLCM via Adobe, improving engagement and product penetration from 1.6 → 1.8
  • Led GTM strategy for IT/ITeS, HNI & UHNI customers with SaaS-based value propositions
  • Configured Oracle ORMB pricing to improve revenue realization and reduce leakage
  • Maintained cost-to-income ratio <15% for HNI program profitability
Asst. Manager — ERP
Vedanta Limited
Oct 2018 — Apr 2021
  • Led SAP HANA data migration — improved data accessibility by 65%
  • Reduced critical equipment turnaround time by 28% using Python (Pandas, NumPy) analytics and RCA
  • Executed Lean Six Sigma DMAIC project at ICQCC Bangladesh — reduced error rate by 99%
  • Owned annual budgeting, supply chain management & inventory planning — optimized cost efficiency by 37%
  • Enhanced refinery asset reliability by 54% via Criticality Analysis and Root Cause Analysis
Summer Intern
YES Bank
Summer 2022
  • Benchmarked 40+ CRM platforms — identified key feature gaps influencing product roadmap strategy
  • Built automated recommendation model using Advanced Excel — improved RM efficiency significantly
  • Converted internship to Pre-Placement Offer (PPO)
What I Know
Skills & Tools.
Product Management
Product Strategy Roadmap BRD / PRD GTM Strategy Funnel Analysis A/B Testing JIRA Confluence Agile / Scrum
Data & Analytics
SQL Python Power BI Tableau Advanced Excel Pandas NumPy
Banking & Fintech
API Integrations Oracle ORMB SAP HANA Flexcube CBS Newgen Probe42 Adobe CLCM
Frameworks & Certs
Lean Six Sigma (GB) DMAIC UAT Testing Equity Research Financial Modelling C / C++ HTML / CSS / JS
Academic Journey
Education.
2021 – 2023
MBA — Marketing & Finance
Symbiosis Institute of Business Management, Pune
SNAP 98.44 percentile
2014 – 2018
B.Tech — Electrical & Electronics Engineering
VSSUT Burla
2nd College Topper
Competitive Exams
CAT — 98.43 Percentile
Also: GATE Top 10% | SNAP 98.44
Top 2% nationally
Certifications
Lean Six Sigma Green Belt
KPMG | Equity Research & Financial Modelling — Fore Vision | Power BI — Coursera
Recognition
Achievements.
🏆
Trendsetter of the MonthYES Bank — May 2025
⭐
Rising Star of the MonthYES Bank — Mar 2024
🌍
Platinum AwardICQCC Bangladesh — International Quality Convention
🚀
National WinnerEntrepreneurship Summit, SIBM Pune
💡
Campus WinnerICICI Beat the Curve — ICICI Bank
🎯
National FinalistBusiness Model Competition — IIT Kharagpur
🏅
CEO Kitty Award2nd Best Kaizen & Innovation of the Month — Vedanta
💪
Employee of the MonthVedanta Limited
1:1 Sessions
Let's Talk.

Work with me
directly.

Whether you're a fresher trying to break into product management, a banker exploring fintech, or someone who just wants to cut through the noise — book a focused session. No fluff, just actionable advice.

Chat on WhatsApp

PM Career Guidance

Break into product — roadmap, resume, interviews

₹999
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Banking → Fintech Switch

How to position yourself for fintech PM roles

₹999
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Resume & LinkedIn Review

Honest, detailed feedback on your profile

₹499
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CAT / MBA Prep Strategy

98.43 percentile — been there, done that

₹499
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Get in Touch
Let's connect.

Open to senior PM roles, consulting gigs, or just a good conversation about banking, fintech, or fitness. Reach out — I respond.

agrawal.ayush7@yahoo.in +91 97764 44899 LinkedIn